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Building Code Effectiveness Grading Schedule (BCEGS) Overview, Part II

May 29, 2012

Insurance Loss CostsAs discussed in our previous article, the Building Code Effectiveness Grading Schedule (BCEGS) evaluates the building codes adopted in a community and the community’s enforcement of them, with an emphasis on building codes pertaining to natural hazards.

The evaluation process starts when WSRB collects information from a building department in three major areas.

  • Administration of Codes:

This includes a review of the building-code edition in use, modification of the codes, training and certification of code enforcers, building officials’ qualifications, public-awareness programs and participation in code-development activities and the appeal process.

  • Plan Review:

In this area we review staffing levels, experience of personnel, and level of detail in the plan review process.

  • Field inspections:

A review of this category includes a look at staffing levels, experience of personnel, level of detail of inspections, final inspections and issuance of certificates of occupancy.

WSRB then analyzes the data collected and assigns a classification of 1 to 10 to the community, indicating the effectiveness of the community’s protection. These classifications can be used for insurance rating and underwriting purposes.

The BCEGS program encourages the implementation and enforcement of effective, up to date building codes. Effective building code enforcement should result in safer buildings, less damage, and lower insurer costs from catastrophes.

For more information on the Building Code Effectiveness Classifications contact Bob Ferrell at 509.228.8062


Read Part I of our BCEGS series.


Article by: Dave Tofte, BCEGS Specialist


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