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The Importance of Property & Casualty Insurance –Part I

July 11, 2012

Fire Fighters

Review of the 2010 United States Fire Loss Clock:

  • A fire department responded to a fire every 24 seconds.
  • One outside fire was reported every 50 seconds.
  • One structure fire was reported every 65 seconds.
  • One home structure fire was reported every 85 seconds.
  • One vehicle fire was reported every 146 seconds.
  • One civilian fire injury was reported every 30 minutes.
  • One civilian fire death occurred every 2 hours and 49 minutes.


Review of the 2010 Washington Fire Clock:

  • One fire department response every 51 seconds.
  • One fire reported in Washington every 26 minutes.
  • One structure fire reported in Washington every 1.3 hours.
  • One EMS/Rescue incident reported every 1.2 minutes.
  • One intentionally set fire reported every 4.4 hours.
  • Dollar loss reported as a result of fire:

                    – $590,217 every day

                    – $24,592 every hour

                    – $410 every minute


In 2010, fire agencies in Washington State reported over 615,000 incidents to the National Fire Incident Reporting System (NFIRS). More than 20,000 fire incidents were reported, incidents that resulted in 67 fire fatalities, and caused an estimated $215+ million in property and contents loss.

Over the past five years, structure fires were the leading fire incident type reported. Structure fires accounted for approximately 30% of the fires reported, 85% of the estimated dollar loss, and approximately 73% of the fire fatalities.

Lest we forget, fire safety and prevention is everyone’s business!!


Read Part II and Part III of this series.


Article by: Mark A. Wogsland, Field Representative

Sources: 2012 NFPA, Quincy, MA and 2010 Fire in Washington State Annual Report, Olympia, WA

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